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Frogs and toads lay their eggs in water. The eggs hatch into legless tadpoles which must remain in the water until, with growth, their legs develop. Then, as tiny minatures of the adults, they leave the home pond and venture forth - sometimes not very far.
Many of the most familiar calls of these animals are heard at night during the breeding season. The calls serve a similar purpose to bird songs, being mating announcements and, in some cases, territorial announcements, though territoriality is rarer among amphibians than it is among birds.
Don't expect anyone to give you a hard and fast definition of how frogs differ from toads. Toads typically have dry, warty skin and frogs typically have smooth moist skin, but there are so many exceptions to that rule that it has little meaning. Perhaps we can say that a toad is either dry and warty or its closest relatives are dry and warty, while a frog is either smooth and moist or its closest relatives are smooth and moist. There. Didn't that help?
The species listed here are those that can be expected in our area. You would have to be very fortunate to find all of them, though at the right season, and time of day, you will hear some. The sound files are mp3 files and are faily long. Let us know if they are too slow in the download.
Be careful handling frogs and toads. Some secrete toxins - or an awful smell - when handled.